Guide

What is the difference between the two types of Lasting Power of Attorney?

There are two kinds of Lasting Power of Attorney. They do different jobs, and most people need both.

Last reviewed 2 November 2026. General information, not legal advice. All guides

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Property and financial affairs

This covers money and property. Your attorneys can pay bills, manage bank accounts, deal with benefits and sell or rent your home. You can allow them to use it as soon as it is registered, even while you still have capacity, or only when you have lost it.

Health and welfare

This covers personal decisions such as medical treatment, daily care and where you live, including moving to a care home. It can only be used when you cannot make those decisions yourself. You decide whether your attorneys can make decisions about life-sustaining treatment, and you must say so in the document.

Why most people need both

They are separate documents, and you can choose different people for each. Without a health and welfare LPA, doctors and care staff make decisions in your best interests and your family’s views are only one factor. Without a property and finance LPA, your family cannot manage your money, even for routine bills.

Registering

Both must be registered with the Office of the Public Guardian before they can be used. See our guide on how long registration takes.

Quick answers

Common questions

Can I choose different attorneys for each LPA?

Yes. Many people choose someone good with money for property and finance, and the person who knows them best for health and welfare.

Can my attorney make decisions about my medical treatment under the finance LPA?

No. Decisions about treatment and care need a health and welfare LPA.

Do I need both?

Most people benefit from both. They cover different decisions, and the lack of one can leave a gap.

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